Chapter 718 Deal-Killer Detector

Upload condo documents → the four core risks are extracted → structured diagnostic

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The Four Core Florida Condo Risks

SIRS & Reserve Compliance

Mandatory reserve study, funding %

Milestone Inspection

SB 4-D structural safety compliance

Financial Health

Budget, special assessments, litigation

Estoppel & Insurance

Policy coverage, estoppel validity

Works with digital and scanned PDFs. Processing takes 1–3 minutes.

Building Information

Florida law sets validity windows: electronic estoppels are valid 30 days, mail 35 days (§718.116). Used to check if your estoppel will expire before closing.

Your Details

What to upload:

Board minutes: 2–3 most recent years recommended

Reserve study: most recent available (note if older than 3 years)

Budget: current fiscal year · Estoppel: valid certificate · Insurance: current declarations page

• Password-protected PDFs: remove password before uploading · Scanned documents are supported

For property inspection reports, use the Inspection Repair Generator instead.

Documents are processed over an encrypted connection and the uploaded file is deleted the moment the run finishes — on success and on failure alike, not on a 24-hour timer. Text from them is sent to Anthropic’s Claude for extraction; the verdict is then recomputed from that data by deterministic rules. Full statement on the privacy policy.