Chapter 718 Deal-Killer Detector
Upload condo documents → the four core risks are extracted → structured diagnostic
Not sure what you'll get? View a sample report →
🆓 Free Beta Access — No payment required. Share your feedback at contact@condoriskfl.com · or commission a full $199 independent analysis →
The Four Core Florida Condo Risks
SIRS & Reserve Compliance
Mandatory reserve study, funding %
Milestone Inspection
SB 4-D structural safety compliance
Financial Health
Budget, special assessments, litigation
Estoppel & Insurance
Policy coverage, estoppel validity
Works with digital and scanned PDFs. Processing takes 1–3 minutes.
Building Information
Florida law sets validity windows: electronic estoppels are valid 30 days, mail 35 days (§718.116). Used to check if your estoppel will expire before closing.
Your Details
Drop condo documents here or click to browse
HOA Budget · Reserve Study · Estoppel · Insurance Declaration · Board Minutes · Bylaws/CC&Rs
PDF files (including scanned copies) · Max 10 files · 50MB each · English documents
What to upload:
• Board minutes: 2–3 most recent years recommended
• Reserve study: most recent available (note if older than 3 years)
• Budget: current fiscal year · Estoppel: valid certificate · Insurance: current declarations page
• Password-protected PDFs: remove password before uploading · Scanned documents are supported
For property inspection reports, use the Inspection Repair Generator instead.
Documents are processed via encrypted connection and deleted within 24 hours. Figures extracted from your documents and recomputed by deterministic rules.