Terms of Service

0. Who you are contracting with

CondoRiskFL is operated by Sam Arora, sole proprietor — an unincorporated sole proprietorship. There is no separate company, LLP, LLC or corporation behind this site, and no other entity is a party to anything you buy here. Wherever these terms say “CondoRiskFL,” “we” or “the operator,” they mean that one person. Every paid engagement is contracted with, delivered by and signed by the same counterparty.

1. Service Description

CondoRiskFL provides AI-powered document analysis tools for Florida condominium transactions. Our Deal-Killer Detector analyzes condo documents to identify potential risks. Our Fair Housing Shield scans listing descriptions for potential Fair Housing Act violations. These tools are diagnostic aids, not professional advice.

2. Not Legal or Professional Advice

CondoRiskFL is NOT a law firm, real estate brokerage, licensed appraiser, licensed inspector, or licensed underwriter. Our diagnostic reports are NOT legal advice, investment advice, appraisals, inspections, or buy/don't-buy recommendations. The operator is not licensed to practice law or provide professional inspection services in the State of Florida or any other jurisdiction. You should always consult qualified professionals (attorney, inspector, appraiser) before making real estate decisions.

3. AI-Generated Content

Our tools use artificial intelligence (Anthropic's Claude) for document analysis and text processing. AI systems can make errors, miss important details, or misinterpret document content. Risk verdicts are computed by deterministic rules based on AI-extracted data, but the underlying extraction may contain inaccuracies. Always verify AI-extracted information against the original documents.

4. Limitation of Liability

To the maximum extent permitted by law, CondoRiskFL — that is, Sam Arora, sole proprietor — shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services, including but not limited to: decisions made based on our diagnostic reports, inaccurate AI-generated analysis, missed risk factors, or service interruptions. Our total liability is limited to the amount you paid for the specific service that gave rise to the claim.

5. Acceptable Use

You agree to use our services only for lawful purposes related to legitimate real estate transactions. You will not: upload documents you do not have authorization to share, attempt to reverse-engineer our systems, use automated scripts to abuse our rate limits, or use our Fair Housing Shield to deliberately craft discriminatory listings.

6. Intellectual Property

The risk assessment methodology, document classification system, cross-document validation rules, and diagnostic report format are proprietary to Sam Arora, sole proprietor, trading as CondoRiskFL. Your uploaded documents and listing text remain your property. We claim no ownership of your input data.

7. Service Availability

We strive to maintain service availability but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any part of the service at any time. Free-tier usage is subject to rate limits that may change without notice.

8. Governing Law

These terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Miami-Dade County, Florida.

9. Payment, Delivery and Refunds

These terms apply to every paid thing on this site — the $24 Board Toolkit, the $199 buyer-side commissioned analysis and the $2,000 Board Reserve Review. They exist to bound your risk as the buyer, not only ours. The $24 Board Toolkit is the only one you can pay for immediately; its terms are set out first because they are different in kind.

The two by-request engagements below work differently: nothing is charged until you approve a written scope, and no payment is taken on this site at all.

• Nothing is charged until you approve the scope of work in writing. No payment is taken on this site.
• Board Reserve Review: $2,000 per building, flat, delivered within 10 business days of receipt of the complete document set. Two dates are shown on your engagement page and they are never conflated: a provisional calendar date, given in writing the moment the order is placed and computed on the stated assumption that the complete set reaches us that day; and the confirmed calendar date, fixed from the day the complete set is actually received, which does not move afterwards. The confirmed date is the one to put on a meeting agenda, and it is printed on your engagement page and on your invoice. It is addressed to the association and may be circulated in full inside it — board, unit owners, manager, auditor and association counsel — including in the meeting packet and the minutes. It is not a Structural Integrity Reserve Study and does not satisfy s. 718.112(2)(g), F.S. The full scope and disclaimer are shown, and must be accepted, before any document is uploaded.
• If the report is not delivered on or before the confirmed date, the engagement is cancelled and any amount you have paid is refunded in full.
• You may cancel at no cost at any time before analysis begins.
• Who is paid, and how. The invoice is issued to the association (the legal name and billing address you give on the order form), with your own name recorded as the ordering contact rather than as the debtor. The payee is Sam Arora, sole proprietor, trading as CondoRiskFL — the same single counterparty named in clause 0. Nothing is charged on this site and no card, bank or payment details are collected anywhere in the flow. The remittance route is printed on your invoice page, which is a permanent link. If no remittance route is published on that page by the confirmed delivery date, nothing is owed and the engagement closes at no cost to the association.
• Documents you upload are deleted on request, using the Delete my uploaded documents button on your own engagement page. That button performs the deletion and reports the result on the page; it is not a message to a mailbox. This domain sends email but does not receive any, so there is no address to write to — use the button, or the contact form. See the privacy policy for what is stored, for how long, and on which of the two processing paths.

The free tools are provided at no charge and no payment terms attach to them.

10. Contact

Questions about these terms:
send them through the contact form